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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

All round Fantastic nothing bad to say at all

All round Fantastic nothing bad to say at all Reviewed on: 11th May 2024

All round a good service

Security as a seller is really good and the benefit of using the credit with 0% interest makes PayPal my favorite bank for small purchases Reviewed on: 11th May 2024

Used many times, never had a problem.

Used many times, never had a problem. Helped out a lot when switching jobs and buying job related equipment. Reviewed on: 11th May 2024

Great choice for online uses

No hassle, easy to use and update pay limit Reviewed on: 11th May 2024

Fantastic service fantastic customer service perfect...

Fantastic service fantastic customer service perfect as long as you pay in your alloted time your grand. Phone customer service and it was great to talked to a person on the end of the phone from Northern Ireland easy to understand and easy to talk to extremely helpful and informative Reviewed on: 11th May 2024

Paypal credit

Used for years now mainly for eBay but has since become the go to payment method. Would recommend to anyone. Easy to use and understand all transactions. App works well and has always been accessible when needed. Also when buying privately online you have some protection Reviewed on: 11th May 2024

Excellent experience

I have always had great experience Reviewed on: 11th May 2024

All good experiences.

All good experiences. What I like most is how simple it is to raise a dispute if there’s a problem. Reviewed on: 11th May 2024

Im happy with pay in 3 payments ;)

Im happy with pay in 3 payments ;) Reviewed on: 11th May 2024

PayPal credit

Very good if you haven’t got money upfront to pay for things Reviewed on: 11th May 2024

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