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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It's so easy to use.

It's so easy to use. You don't have the worry of paying upfront and can easily spread the cost, and if there's a problem there is help at the end of the phone Reviewed on: 11th May 2024

Superb App

Customer Service Levels way beyond expectations Reviewed on: 11th May 2024

So simple and easy to use.

So simple and easy to use. Quick for refunds. Reviewed on: 11th May 2024

Happy with the service, easy to use.

Happy with the service, easy to use. Reviewed on: 11th May 2024

PayPal credit makes things simple

PayPal credit has given me the flexibility to buy things I couldn’t afford to buy in 1 payment Reviewed on: 11th May 2024

I have used PayPal credit for many years now.

I have used PayPal credit for many years now. It makes purchases easier and is just overall a good deal. Reviewed on: 11th May 2024

I really like the Paypal Credit.

I really like the Paypal Credit... It really helps me. Ease to use. Great service. Reviewed on: 11th May 2024

Positive.

Positive. Wery good service. Used time to time get more time to pay. Reviewed on: 11th May 2024

I’ve bought numerous products with PayPal Credit and...

I’ve bought numerous products with PayPal Credit and have found the process delightful from start to finish. Reviewed on: 11th May 2024

Always got my back and stress free

Always got my back and stress free Reviewed on: 11th May 2024

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