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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal is the best

Been using PayPal Credit for years and it's the simplest to use of all the credit companies in my opinion. Reviewed on: 11th May 2024

Amazing and fast service to use very convenient

Amazing and fast service to use very convenient Reviewed on: 11th May 2024

Good from start to finish.

Good from start to finish. Value and easy to pay off Reviewed on: 11th May 2024

My opinion:

I'm just happy to ise. Easy to pay for anything. Reviewed on: 11th May 2024

Simple versatile credit

PayPal credit helped me afford to make a large purchase and pay it off at convenience. Would recommend, no actual card so you can't go overboard. Reviewed on: 11th May 2024

Great Service , had no issues with them

Great Service , had no issues with them , CS top notch !! Reviewed on: 11th May 2024

Amazing service

Amazing service. I have been using paypal daily for my purchases. I am happy so far Reviewed on: 11th May 2024

5 star service

Really good, never have any issues with the app when I use it and costumer service always friendly and quick when needed to ask something Reviewed on: 11th May 2024

Very convenient and helpful to me.

Very convenient and helpful to me. Reviewed on: 11th May 2024

PayPal is extremely easy to navigate, easy to unders...

PayPal is extremely easy to navigate, easy to understand and the staff are friendly, knowledgeable and fantastic if needed but with the app being so good they are not needed often. Your payments exc are laid out very clearly. Reviewed on: 11th May 2024

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