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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent customer service

Very helpful members of staff , can’t fault anything Reviewed on: 11th May 2024

Fantastic customer service

When I had to dispute a payment in the past, PayPal customer service was brilliant at helping me deal with it Reviewed on: 11th May 2024

I was unable to get credit card but PayPal help me w...

I was unable to get credit card but PayPal help me with PayPal credit and I will always say PayPal is awesome and I will always use it. Reviewed on: 11th May 2024

There's nothing to dislike about PayPal Credit.

There's nothing to dislike about PayPal Credit. Just wish more and more retailers start accepting PayPal Credit as a payment option which would give us the flexibility when we make payments. Reviewed on: 11th May 2024

Very good experience, I like the experience

Very good experience, I like the experience Reviewed on: 11th May 2024

Top service.

Top service.. Great reassurance.. Reviewed on: 11th May 2024

Good for doing work ,and helping me and customer

Good for doing work ,and helping me and customer Reviewed on: 11th May 2024

Love PayPal credit!

Handy for bigger purchases that you need time to split payments on, really handy app! Clear to use Reviewed on: 11th May 2024

Secret project

Keeps my project going without telling my wife how much actually spending on the car, spread the cost the your sorted love it! Reviewed on: 11th May 2024

Very easy and good interest free periods

Very easy and good interest free periods Reviewed on: 11th May 2024

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