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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178126 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178138)

I love using PayPal, pay in 3 gives you longer to p...

I love using PayPal, pay in 3 gives you longer to pay its reliable and very trust worthy , I just love it I know my money is safe with pay pal Reviewed on: 7th July 2026

Nice experience with paypal absolutely fine

Nice experience with paypal absolutely fine Reviewed on: 7th July 2026

Great easy to use.

Great easy to use. Easy to understand Reviewed on: 7th July 2026

Hassle free

Peace of mind, and more online retailers are using PayPal services Reviewed on: 7th July 2026

Happy Customer

I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Excellent way to pay

I have had nothing but excellent experiences with paypal credit. It is such an amazing way to pay unlike some others. Reviewed on: 7th July 2026

Very easy to use to app, customer service have alway...

Very easy to use to app, customer service have always been great. Love using pay pal as an alternative way to pay for things and manage my money. Haven’t had any issues with them what so ever and cannot fault the service! Reviewed on: 7th July 2026

Had no issues and find it very isefuluseful

Had no issues and find it very iseful Reviewed on: 7th July 2026

valuable app

Its a stress free and valuable app I highly recommend Reviewed on: 7th July 2026

It delivers what it was created for

It delivers what it was created for - great entry point credit card service, never had an issue. Varied options like pay in 3 or pay after 30 days are great addition Reviewed on: 7th July 2026

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