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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178212 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178259)

PayPal credit is very reliable

PayPal credit is very reliable and I have used it many times for purchases that were particularly expensive. I’ve always payed it off in 3 months which meant I didn’t have to pay any intrest which is very ideal and helpful . Reviewed on: 7th July 2026

Try PayPal

PayPal is an excellent way of budgeting for those little things you want or need . The only thing is they are very needy and keep wanting to be complemented on their service Reviewed on: 7th July 2026

PayPal just works.

PayPal just works. I would highly recommend. Reviewed on: 7th July 2026

Easy to use Easy to set up payment options pay in fu...

Easy to use Easy to set up payment options pay in full pay in three or pay monthly used all around the world Reviewed on: 7th July 2026

Experience of PayPal

My experience of using PayPal has been great so far and the only time I had a little bit of issue how people handles before in instalments which was a bit confusing for me Reviewed on: 7th July 2026

Excellent

Excellent customer service and great product management Reviewed on: 7th July 2026

Good for

Good for that what i need. Not too.... Reviewed on: 7th July 2026

It is my single payment choice for everything now

super easy to use, everything in one place, great communication around spending and transcations. It is my single payment choice for everything now regardless of payment method required at point of purchase Reviewed on: 7th July 2026

Convenient - easy to use app

Convenient - easy to use app needed customer assistance which was ok Reviewed on: 7th July 2026

Always very helpful. Nothing is too much trouble

Always very helpful, never had cause to complain Reviewed on: 7th July 2026

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