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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Good but credit limit they decreased mine without no...

Good but credit limit they decreased mine without notification Reviewed on: 11th May 2024

All my purchases, money payments for services or to...

All my purchases, money payments for services or to receive money have been smooth. No problems so far Reviewed on: 11th May 2024

Really helpful easy to use and best customer service.

Really helpful easy to use and best customer service. Reviewed on: 11th May 2024

PayPal is a highly secure and user-friendly platform...

PayPal is a highly secure and user-friendly platform that I utilize for financial transactions. Its robust security measures ensure the safety of my funds, and its efficiency in facilitating international transfers is commendable. Reviewed on: 11th May 2024

Great way to spread the cost and easy to set up.

Great way to spread the cost and easy to set up. Reviewed on: 11th May 2024

Easy to use and easy to pick up , convenient and per...

Easy to use and easy to pick up , convenient and perfect to use Reviewed on: 11th May 2024

Easy, safe and convenient ways to pay...

Great customer service and it provides a convenient and hassle free way to make purchases on line, including the fantastic "Pay in Three" without added interest. Reviewed on: 11th May 2024

1st class

Have used PayPal for a while convenient, easy to use. I can track my spending. Widely accepted and safe Reviewed on: 11th May 2024

Low apr, easy to use and great customer service

Low apr, easy to use and great customer service Reviewed on: 11th May 2024

Quick easy, accepted over many places.

Quick easy, accepted over many places. Good communications and helpful when issues occur. Reviewed on: 11th May 2024

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