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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Perfect and an ideal companion for online shopping

Easy and secure when making payments, this is my go to app for all my purchases Reviewed on: 11th May 2024

I love using paypal with them I know my money is safe.

I love using paypal with them I know my money is safe. Thank you Reviewed on: 11th May 2024

Paypal credit

Handy to use and good rates been with them a few years now so no problems Reviewed on: 11th May 2024

Great option to spread cost over 4 months

Great to have option spread cost over ; month with no interest fee Reviewed on: 11th May 2024

I always have good experience with PayPal customer s...

I always have good experience with PayPal customer service Reviewed on: 11th May 2024

I have had no trouble with PayPal on the whole, howe...

I have had no trouble with PayPal on the whole, however navigating the site can be a little confusing until one becomes accustomed to the site layout. when I needed to contact customer services they were helpful, prompt, knowledgeable and friendly and sorted my problem out within minutes . I have no complaints about the service I have recieved Reviewed on: 11th May 2024

Very friendly system.

Very friendly system. I recommend to every one Reviewed on: 11th May 2024

Excellent Way to Manage Credit

I have found PayPal Credit to have excellent interest rates compared to many credit cards. The app is also excellent and really helps me to stay on top of things. Reviewed on: 11th May 2024

Be it personal or business, PayPal makes purchase o...

Be it personal or business, PayPal makes purchase or money transfer possible without any hassle. My experience using it for decades is simply amazing Reviewed on: 11th May 2024

Excellent

Flexible, very easy to use and manage. Reviewed on: 11th May 2024

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