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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit is a great way to spread the cost...

PayPal credit is a great way to spread the cost Reviewed on: 11th May 2024

I would recommend PayPal credit

I would recommend PayPal credit for its ease-of-use and Control. It is easy to review all your transactions and edit your minimum payment I like how on some purchases you are given a promotion of between 6, 12, 18 or 24 months. Reviewed on: 11th May 2024

Best matter is to have a Paypal credit because it is...

Best matter is to have a Paypal credit because it is really good and special Reviewed on: 11th May 2024

Amazing paying all your items in 4 times interes free

I have been using PayPal credit for more than 4 years and it allways work, and he'll a lot when you can split it up 4 payments with 0 interest Reviewed on: 11th May 2024

Very handy for emergency situations

Very handy for emergency situations Reviewed on: 11th May 2024

The best thing about it is 4 months interest free an...

The best thing about it is 4 months interest free and it’s always there . Reviewed on: 11th May 2024

Great customer service, if provide account card it w...

Great customer service, if provide account card it will easily to use Reviewed on: 11th May 2024

Works as intended.

Works as intended. Easy to use and understand. Reviewed on: 11th May 2024

Easy to use

Easy to use, can be used on a range of different purchases. The promo I had on it was 4months interests free which is very good Reviewed on: 11th May 2024

Used papal credit for the 1st time , 0% over 4 months.

Used papal credit for the 1st time , 0% over 4 months.Nice ! Reviewed on: 11th May 2024

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