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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I love PayPal!

Great when you need help the most and convienent when making purchases you want to pay over time Reviewed on: 11th May 2024

Good service and safe way to pay

Good service and safe way to pay Reviewed on: 11th May 2024

Having PayPal enables me to shop at ease knowing tha...

Having PayPal enables me to shop at ease knowing that I have an interest free time period to pay. Reviewed on: 11th May 2024

Quick and easy and got 10% off my item.

Quick and easy and got 10% off my item. Reviewed on: 11th May 2024

PayPal is amazing, and gives you confidence when mak...

PayPal is amazing, and gives you confidence when making purchases Reviewed on: 11th May 2024

Worry free and safe .

Worry free and safe .... ordering from Did Somebody Say Just Eat etc without passing on my details Reviewed on: 11th May 2024

Good service especially if not got the money upfront...

Good service especially if not got the money upfront to pay for things Reviewed on: 11th May 2024

Good experience

Good experience and good service Reviewed on: 11th May 2024

Very safe, convenient service.

Very safe, convenient service. Payment arrangements comfortable. Reviewed on: 11th May 2024

PayPal allows me to make purchases but not have to p...

PayPal allows me to make purchases but not have to pay for them right away which allows me to have fun with my money but not spend to much Reviewed on: 11th May 2024

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