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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use.

Easy to use. Never had an issue. Reviewed on: 11th May 2024

Excellent Service

Very fair payment terms and a good credit allowance limit mean that Paypal Credit is easily one of if not the best credit provider I use. Pay in three is fantastic and the flexibility built into the product is nigh on unmatched with other products and providers. Reviewed on: 11th May 2024

I love PayPal - it is so quick and easy...

I love PayPal - it is so quick and easy to navigate Reviewed on: 11th May 2024

Paypal is my pal :)

I have been using paypal for over 2 years now and everytime the ease of payments, credit facility, and the guarantee that money is safe is everything I need in money matters. I once had trouble with one supply being delayed, I raised the issue with PayPal and it was a smooth resolution of the issue at both ends (buyer and seller). Reviewed on: 11th May 2024

PayPal is excellent they provide the best customer s...

PayPal is excellent they provide the best customer service and it's easy to use. Reviewed on: 11th May 2024

Quick resolve

Had a few times an issue with sellers and always been solved my problem quickly. Reviewed on: 11th May 2024

Paypal credit is good.

Paypal credit is good. But restricted on why you can use it. Unlike a credit card. Reviewed on: 11th May 2024

Covenient and simple to use

Very easy to use and allows me to pay monthly for latest mobile phones. The fact that its linked to the websites I generally like to use make things simple. Reviewed on: 11th May 2024

I got pay pal credit to purchase a dyson hoover as I...

I got pay pal credit to purchase a dyson hoover as I didn’t have the funds straight away. This helped me purchase and pay back. I also feel safer purchasing with PayPal credit. Reviewed on: 11th May 2024

Pretty, pretty, pretty, pretty good

Good offer to spread payments at 0%, and customer service explained queries very quickly Reviewed on: 11th May 2024

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