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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I love using PayPal, it’s very quick and easy to use.

I love using PayPal, it’s very quick and easy to use. I use this to send money to family and friends. Reviewed on: 11th May 2024

I don't have complain with my PayPal only I don’t un...

I don't have complain with my PayPal only I don’t understand why some Friends I recommend PayPal and got more credit in PayPal more better of myself , I like PayPal consider more options of me , I registered everything and you can see my Credit Cards, Thanks Reviewed on: 11th May 2024

Fexible and easy to use online or in store

Never had a problem with PayPal Credit, flexible and good incentives to use it. Would recommend it. Reviewed on: 11th May 2024

Absolutely love it so easy to use and good for when...

Absolutely love it so easy to use and good for when u cant pay something in full Reviewed on: 11th May 2024

Quick and easy to use.

Quick and easy to use..love the PayPal credit makes it easy for me to buy and spread the cost over a few months..especially if its an expensive item Reviewed on: 11th May 2024

Easy & reliable

Amazing service if any disputes you solve quickly Reviewed on: 11th May 2024

Good app and easy to navigate.

Good app and easy to navigate. PayPal credit works well for online purchases Reviewed on: 11th May 2024

This is the only credit facility I have that provide...

This is the only credit facility I have that provides best customer service and flexible payment. Various option of 0% interest payment makes it my go to option. Reviewed on: 11th May 2024

Amazing way to manage my finances

Amazing way to manage my finances Reviewed on: 11th May 2024

all-round easy servic e...

Easy to set up, payment reminders, easy to pay, low interest, easy to download statement Reviewed on: 11th May 2024

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