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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Had very good experience with PayPal credit, very si...

Had very good experience with PayPal credit, very simple and easy to use. Reviewed on: 11th May 2024

I have used PayPal all my life, brilliant apps and s...

I have used PayPal all my life, brilliant apps and secure payment. It has helped me a lot in paying for stuff’s such as credit and low interest fees. I can’t ask for more with a brilliant service and can’t find a fault. I always recommend friends and family to use PayPal as it’s 10 out 10. Reviewed on: 11th May 2024

Easy to use, and very quick.

Easy to use, and very quick. No long term waiting more or less instant. Reviewed on: 11th May 2024

A**** customer service

If I have ever had any difficulty with anything the telephone service has been exceptional Reviewed on: 11th May 2024

They care about their customers

Always helpful. Easy to use. If I have an issue, customer support help me in a fast and easy to understand way. I don't feel worried about asking. And it's always good value for money. The interest rate is quite low and it feels they care for their customers over making money. Seems so much more easy and helpful compared to how banks usually work. I wish I could transfer fully to PayPal. Reviewed on: 11th May 2024

Never had any issues reliable and good rates

Never had any issues reliable and good rates Reviewed on: 11th May 2024

I am so happy with the customer service, which they...

I am so happy with the customer service, which they provide to customers. In one word if I describe it will be ; Empathy/Understanding. Empathy was mentioned by the greatest percentage of respondents. ... Reviewed on: 11th May 2024

Best online payment method

It’s been amazing using PayPal credit, they were one of the few companies that allowed me to keep growing my credit score Reviewed on: 11th May 2024

Easy to use service is easy to use always my preferr...

Easy to use service is easy to use always my preferred method Reviewed on: 11th May 2024

Always helpful and easy to use very good...

Always helpful and easy to use very good service Reviewed on: 11th May 2024

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