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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very good and very easy to use and usefull to pay fo...

Very good and very easy to use and usefull to pay for things Reviewed on: 11th May 2024

Had no issues the whole time I’ve been using it.

Had no issues the whole time I’ve been using it. Reviewed on: 11th May 2024

smooth and easy to use, site easy to navigate

smooth and easy to use, site easy to navigate Reviewed on: 11th May 2024

Its a great experience with PayPal, i never finish t...

Its a great experience with PayPal, i never finish to say that Reviewed on: 11th May 2024

Always been very helpful.

Always been very helpful. Great, customer service & support Reviewed on: 11th May 2024

Excellent.

Excellent. I love the ways my requests were proplmptly hndled Reviewed on: 11th May 2024

I use PayPal for nearly all my transactions, I love...

I use PayPal for nearly all my transactions, I love how it’s 0% interest meaning I can buy more stuff for myself and my family and live a fuller life without less worries. Reviewed on: 11th May 2024

Excellent service & flexibility, easy to use and hel...

Excellent service & flexibility, easy to use and helps a lot. Reviewed on: 11th May 2024

Why go anywhere else? Paypal has always been my go to.

Paypal has always been my go to. Easy, simple and fast. I got my whole family on paypal and its a quick way to share money and rewards. The paypal credit is also fantastic. Effective and fair. Reviewed on: 11th May 2024

Always a pleasure to use PayPal

Always a pleasure to use PayPal, never has a problem they can't resolve quick and fast. Reviewed on: 11th May 2024

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