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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It helps me when in need,is there for me always, goo...

It helps me when in need,is there for me always, good value for money, low interest compare to credit cards Reviewed on: 11th May 2024

Great service .

Great service . Really helpful . Will get all my family to use service as well Reviewed on: 11th May 2024

Very happy with paypal!

Very happy with paypal! Also very helpful and 0% interest it's not bad , is it!? Reviewed on: 11th May 2024

I love the ease in which I can use PayPal for everyd...

I love the ease in which I can use PayPal for everyday items, and anytime I have had an issue they have cleared it up so quickly! Reviewed on: 11th May 2024

Great banking, easy and secure payments, fantastic c...

Great banking, easy and secure payments, fantastic company Reviewed on: 11th May 2024

PayPal all the way

PayPal has saved me many times from dodgy transactions and provided me with a huge sense of safety, the credit feature has allowed me to obtain important items that I could not have otherwise. Reviewed on: 11th May 2024

The transaction was completed using PayPal Credit wi...

The transaction was completed using PayPal Credit without giving me any payment options for instalment payments, which was not helpful at all. Reviewed on: 11th May 2024

PayPal credit

Excellent customer service I’ve had PayPal credit for a few years now and I’ve never had a problem excellent company Reviewed on: 11th May 2024

Never had a drama with Paypal.

Never had a drama with Paypal. Always clear, money arrives on time or before I expect. Reviewed on: 11th May 2024

I have used PayPal credit many times and it is easy...

I have used PayPal credit many times and it is easy and flexible to use Reviewed on: 11th May 2024

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