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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178347 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178361)

I love PayPal very smooth process great protection n...

I love PayPal very smooth process great protection no issues when using Reviewed on: 7th July 2026

Had a problem with a purchase, was resolved and refu...

Had a problem with a purchase, was resolved and refunded quickly. PayPal credit is great to use while waiting for your next payday. Easy to manage Reviewed on: 7th July 2026

Very good

I find it to be very helpful and useful.I have always had PayPal. It's always good to know how I'm spending and saving. I would recommend PayPal to family and friends. Reviewed on: 7th July 2026

Any issues and questions I’ve had they’ve helped and...

Any issues and questions I’ve had they’ve helped and explained situations really well and helped Reviewed on: 7th July 2026

Very Good

My experience with PayPal has been good. I use it for my day to day purchases. Reviewed on: 7th July 2026

PayPal is very easy to use.

PayPal is very easy to use. If there is an issue it's very easy to sort the problem out. Most importantly it's a very secure platform for sending and receiving money online. Reviewed on: 7th July 2026

Better than others

Seamless, convenient and money saving. Reviewed on: 7th July 2026

Paypal gives me the peace of mind when purchasing.

Paypal gives me the peace of mind when purchasing. It provides security when using the Internet for purchases. I have had a few instances from rogue sellers and PayPal have stepped in and resolved any issues. Reviewed on: 7th July 2026

Really easy to navigate online and peice of mind whe...

Really easy to navigate online and peice of mind when it comes to sending money Reviewed on: 7th July 2026

Staff were really helpful

STAFF WERE REALLY HELPFULL WHEN I WAS UNABLE TO SORT MY PROBLEM ON THE APPT, I WAS PUT THROUGH TO A MEMBER OF STAFF REALLY QUICKLY AND THEY WERE ABLE TO SORT EVERYTHING OUT FOR ME AND DIDN'T MAKE ME FEEL LIKE AN IDIOT, I'LL BE HONEST I'M NOT REALLY COMPUTER SAVEY. I LOVE I'M ABLE TO PAY FOR LARGE PURCHASES IN THREE PAYMENTS AND ALSO PAY WITH PAYPAL FOR SMALLER ONES, KNOWING MY PERSONAL DETAILS ARE SAFE. I HAVE RECOMMENDED PAYPAL TO A FEW OF MY FRIENDS. Reviewed on: 7th July 2026

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