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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Sometimes the refund are not shown for some time.

Sometimes the refund are not shown for some time. But in general it's a great experience for years. Reviewed on: 11th May 2024

I feel safe with PayPal

I know that my purchases are safe with PayPal; I've had a couple of disputes, and they have helped me with them. Also, the app is easyto use. Reviewed on: 11th May 2024

Excellence

Great service with a fair rate of interest Reviewed on: 11th May 2024

Easy to use

Easy to use, interest free over 4 months, great app. Excellent customer service. Reviewed on: 11th May 2024

Great, recommend it to everyone

Safe and easy to use. I'm able to purchase things I couldn't buy straight away, now I can pay this back after. Reviewed on: 11th May 2024

It’s been simply

It’s been simply…..AMAZING!! The flexibility to way over a period of time making it easy for me to budget on spending and catering to my life style. quick and simple checkout actions that makes it easy to use. Super tight security as I know rhat my money is in safe hands. Reviewed on: 11th May 2024

Great experience overall very easy transaction

Great experience overall very easy transaction Reviewed on: 11th May 2024

PayPal easy to use

I use the PayPal app & it’s so easy to use! I love that when you’ve sent a payment to someone their details are easily accessed again via the Home Screen, so you don’t have to input the details time & time again. Reviewed on: 11th May 2024

Excellent

Excellent, click & pqy. Could be a better APR Reviewed on: 11th May 2024

I am using it from last 2 month .

I am using it from last 2 month .very nice. loved to use it Reviewed on: 11th May 2024

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