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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Options galore

Great, flexible option as payment. Credit and installments are incredibly useful - especially in the current cost-of-living conditions. Really helpful to see reminders of repayment dates and options. Plus clarity of expectations all round. Reviewed on: 11th May 2024

Straightforward, Stress-free Payments

The app is really straightforward to use and I have never had any problems. It is really clear in terms of what you need to pay to avoid interest and many, many places accept PayPal so it just helps to spread the cost effectively. Reviewed on: 11th May 2024

PayPal credit - the best credit company out there

Use PayPal credit all the time for bigger purchases! Minimum charge for interest and always aware of minimum payment Reviewed on: 11th May 2024

Excellent credit financing.

Very easy to use and excellent user experience. Payments in, plans and credit use is also flexible. Great system. Reviewed on: 11th May 2024

Helpful duringthe struggling period.

Helpful duringthe struggling period Easy to use the app Reviewed on: 11th May 2024

I have had a very good experience

I have had a very good experience Reviewed on: 11th May 2024

Life saver

Paypal offers and services have saved me at key moments. The app interface is easy to navigate and customer service is great. I love the fact that I did not have pay interest on credit until after 4 months. Reviewed on: 11th May 2024

PayPal value

I am very happy with PayPal, very convenient and handy Reviewed on: 11th May 2024

Gives option for paying in instalments.

Gives option for paying in instalments. Reviewed on: 11th May 2024

amazing services!

amazing services! love using PayPal . Now can pay by card using PayPal!! woo Reviewed on: 11th May 2024

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