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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Easy to use.

5
Easy to install. Did not have any problem to use the service. Reviewed on: 11th May 2024

Good service

4
always a quick and easy process through the app. Reviewed on: 11th May 2024

Excelent.

5
Excelent. Safe way for shopping with money back guarantee Reviewed on: 11th May 2024

Received a good first credit limit and various payme...

5
Received a good first credit limit and various payment options. Never had any issues. Reviewed on: 11th May 2024

Buying stuff online it's always have to be Pay Pal.

5
If it's comming to buy stuff online it's always have to be paypal, so much easer to do thing. Reviewed on: 11th May 2024

So straight forward and easy to contact

5
So straight forward and easy to contact Reviewed on: 11th May 2024

It’s really good

5
It’s really good and better than these buy now pay later klarnas Reviewed on: 11th May 2024

Easy to use, very well explained the credit and good...

5
Easy to use, very well explained the credit and good assess to credit. Reviewed on: 11th May 2024

Why I Recommend PayPal credit to everyone

5
It is very easy to use, interactive and comes with good customer care experience when things go wrong. My preference while doing an online payment is PayPal credit each and everytime because of its flexible credit payment afterwards. I would recommend everyone to use PayPal as it also provides greater security and not exposing your transactions to others Reviewed on: 11th May 2024

I couldn’t live without PayPal

5
I couldn’t live without PayPal the flexibility it gives you with credit options is fundamental in today’s economy, the App is very user friendly with alerts so you can easily keep an eye on your finances. Reviewed on: 11th May 2024

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