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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

9 times out of 10 everything goes exceptionally smoo...

9 times out of 10 everything goes exceptionally smoothly however I have experienced glitches which is often difficult to unpick through the mobile App. BUT, when you speak to an individual they are very helpful: Reviewed on: 11th May 2024

Really easy to use an I like the pay on 3 option lar...

Really easy to use an I like the pay on 3 option larger purchases. Reviewed on: 11th May 2024

Great easy to access and really beneficial with 4 mo...

Great easy to access and really beneficial with 4 month zero percent interest Reviewed on: 11th May 2024

Easy to pay, life savier, great opportunity to have it

Easy to pay, life savier, great opportunity to have it Reviewed on: 11th May 2024

Excellent service, strongly recommend!

Excellent service, strongly recommend! Reviewed on: 11th May 2024

Easy to use and very accessible.

Easy to use and very accessible. Easy to keep track of spending and useful to use when buying online. Reviewed on: 11th May 2024

Best service/ quick response

I think paypal doing his best to people from scam and much more Reviewed on: 11th May 2024

Been using PayPal for years so easy to use and send...

Been using PayPal for years so easy to use and send money and pay for stuff and customer service is very good to settle any dispute. I wish more people would use it lol. Helps me manage my finances and the app is very good and reliable. Reviewed on: 11th May 2024

4 month interest free

Help a lot with the 4 month interest free when you spend over £99, never had any issues, so there was no need for customer service yet. Reviewed on: 11th May 2024

I can’t fault PayPal thank you for all you do...

I can’t fault PayPal thank you for all you do for me Reviewed on: 11th May 2024

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