Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

PayPal Credit Is Brilliant

PayPal Credit is an excellent way to pay for goods and the customer services are brilliant. Whenever I phone for help; the advisors always prompt with my account and advise if or what to expect. If I spend with my promotional offers, I can pay off the balance and new transactions without any interest by the payment date. Reviewed on: 11th May 2024

4 months interest free

They are good it for giving 4 months interest free on purchases. Reviewed on: 11th May 2024

Never had any problems when using PayPal customer se...

Never had any problems when using PayPal customer service, fast and reliable service when required, problem solved without difficulty. Reviewed on: 11th May 2024

Paypal is reliable & trustworthy service.

Paypal is reliable & trustworthy service. When it comes to credit, It offers interest free installment plan which is plus point. Reviewed on: 11th May 2024

Good experience

I have always had a smooth and straight forward experience using Paypal Credit Reviewed on: 11th May 2024

Easy n secure way to pay , safe too

Easy n secure way to pay , safe too Reviewed on: 11th May 2024

PayPal is a trustworthy simple and ease to use.

PayPal is a trustworthy simple and ease to use. One of the few major companies that answer any queries in a fast and professional manner Reviewed on: 11th May 2024

I’ve never had a problem with PayPal.

I’ve never had a problem with PayPal. I will continue using this product Reviewed on: 11th May 2024

Easy , secure and efficient ! A*

Always on hand to rectify any purchase issues (ie refunds) great customer service always and app self service is very easy to use! A* Reviewed on: 11th May 2024

I could not have made it without pay pal credit.

I could not have made it without pay pal credit. Easy to use no hidden charges everything that a household needs right now. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub