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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Havnt used pay pal a lot but very easy and very happ...

5
Havnt used pay pal a lot but very easy and very happy over all Reviewed on: 11th May 2024

Very easy to use and reliable.

5
Very easy to use and reliable. I will definitely recommend to all my family and friends. After this I forget my bank card.. Reviewed on: 11th May 2024

Excellent, hassle free.

5
Excellent, hassle free. Affordable as it lets you buy things on installment basis Reviewed on: 11th May 2024

Excellent customer service

5
There customer service are quick to resolve any issues regarding your order, service or anything about your account with PayPal. Reviewed on: 11th May 2024

Easy to use, very convenient .

5
Easy to use, very convenient . Manageable payments and good offers of interest free periods Reviewed on: 11th May 2024

Thanks to Options.

5
Paypal has been exactly as I expected to me. Completely fair. I especially like the Paypal money back guarantee when something goes wrong. I've had nothing but positive things to say about Paypal. The pay in 3 has come in handy in more than one occasion when bills were tight and things were needed. Reviewed on: 11th May 2024

Fantastic team with excellent resource.

5
Fantastic addition in terms of credit in order to purchase products and pay back over a length of time. Considerate and aware of all potential problems should the user have any issues however as of functionality, Paypal credit webpage shows clear information as to what is available and suggested rate of pay to contribute back to them. Reviewed on: 11th May 2024

Excellent service.

5
Excellent service. Easy to use and reliable. Reviewed on: 11th May 2024

Used for crypto and credit and nothing else.

4
Used for crypto and credit and nothing else. Reviewed on: 11th May 2024

Paypal has made it easier and safer to make quick tr...

5
Paypal has made it easier and safer to make quick transactions when purchasing online. Also when times are tough you can pay for the item you need knowing that it can be spread out overtime. It is an excellent service and I would recommend it. Reviewed on: 11th May 2024

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