Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Having an interest free period of four months for la...

Having an interest free period of four months for larger purchases is extremely useful. Reviewed on: 11th May 2024

Very easy to use use it a lot when s...

PayPal is very easy to use and I use it a lot when shopping online. Reviewed on: 11th May 2024

Excellent just add anything to you PayPal credit and...

Excellent just add anything to you PayPal credit and pay it off in instalments Reviewed on: 11th May 2024

Paypal all in one

Easy payment plan and integrated seamless transaction Reviewed on: 11th May 2024

PayPal is widely used for online transactions, makin...

PayPal is widely used for online transactions, making it convenient for sending and receiving money, as well as for shopping. It's generally user-friendly, but like any service, it's important to understand its policies and fees to avoid any surprises. Overall, it's a trusted platform for many people and businesses worldwide. Reviewed on: 11th May 2024

My experience with paypal is absolutely fantastic

My experience with paypal is absolutely fantastic Reviewed on: 11th May 2024

Spot on PayPal

Good experience with PayPal never disappointed Reviewed on: 11th May 2024

PayPal is the best credit facility I’ve used, offers...

PayPal is the best credit facility I’ve used, offers 0% APR for completely separate transactions on one credit card. There isn’t to my knowledge any other competitor that is doing this! Reviewed on: 11th May 2024

Happy customer

I'm been using PayPal now for years and I'm really happy with the service. Would definitely recommend to everyone. Reviewed on: 11th May 2024

Amazing service from PayPal

Amazing service with “buy now pay in 4 months” and “pay in 3” without the hassle. I’m using this service regularly and it’s very helpful to manage my funds. Definitely recommend! Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub