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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use , able to spread the cost of buying big...

Easy to use , able to spread the cost of buying big and small items Reviewed on: 11th May 2024

Life with PayPal

Just easy to use credit very helpful in life Reviewed on: 11th May 2024

Having had PayPal credit for a few months now the co...

Having had PayPal credit for a few months now the confidence it gives you is great having that backing from PayPal when you need it. It is also so easy to check your balance and pay. Reviewed on: 11th May 2024

Best financial Apps.

Easy and convenient. It has Uniq features like PayPal credit facilities where you can buy with borrowed money and pay later. Reviewed on: 11th May 2024

Super easy and helpful

Easy to sign up, helpful when raising any transaction concerns Reviewed on: 11th May 2024

PayPal credit help me when I can't pay full price in...

PayPal credit help me when I can't pay full price instead-i can pay in 3 or I can spread cost 12-24 month! Car tyres-car parts -anything I need! I can't pay for tyres 500 pound instead-paypal help with everything I need! Spread the cost it's amazing staff Reviewed on: 11th May 2024

Very good and No hidden charges!

Very good and No hidden charges! I would reccomend paupal credit Reviewed on: 11th May 2024

Good innit!

Good innit! Financial flexibility which helps you spread payments short term at zero %. Also great for your credit rating Reviewed on: 11th May 2024

Always find what I need, competitive prices to match

Always find what I need, competitive prices to match Reviewed on: 11th May 2024

Easy processes from purchasing items to the differen...

Easy processes from purchasing items to the different ways you can pay your balance Reviewed on: 11th May 2024

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