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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Mild issues

There has been a few times the system has gone wrong I.E payments was not showing as taken or over taken and quick message to them fixed issue. Only other issue is it not always recognising my cards details as correct home address, i have checked multiple times an even had customer service check and its on their end just refusing to accept it is correct. Reviewed on: 11th May 2024

Flexible and easy to use

Flexible and easy to use, a great way to buy online. Makes checkout easy and flexible ways to pay. Reviewed on: 11th May 2024

Excellent, good app, quick transaction's.

Excellent, good app, quick transaction's. Reviewed on: 11th May 2024

Use PayPal everyday for everything

I use paypal everyday, it's had been a very good experience Reviewed on: 11th May 2024

Paypal is brilliant it provides a secure way of tran...

Paypal is brilliant it provides a secure way of transferring funds buying or selling with strangers for peace of mind and also that great is that with borrowing you can payback extra with ease if and when you choose couldnt reccommend it anymore. Reviewed on: 11th May 2024

Good easy to use - recommended .

Good easy to use - recommended . I would like to see better customer service for refunds Reviewed on: 11th May 2024

I got some refunds from couple months ago, and the t...

I got some refunds from couple months ago, and the team was so helpful and solved the issue, I appreciate it, thanks Reviewed on: 11th May 2024

Great Flexibility

They regularly offer flexible and interest free payment options and have always been helpful when I’ve needed to contact them. There is also now the option to link a Curve card account with PayPal Credit as the underlying funding source which offers even greater flexibility and means that PayPal can be used as the payment source anywhere that accepts Mastercard. Reviewed on: 11th May 2024

Easy to use and there when I need it

Easy to use and there when I need it Reviewed on: 11th May 2024

I have been able to buy new trainers for my kids tha...

I have been able to buy new trainers for my kids that I would have otherwise not been able to afford upfront. Would highly recommend to anyone to help spread the costs Reviewed on: 11th May 2024

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