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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178443 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178448)

Definitely recommend

I use the pay in 3 and other interest free methods regularly. I like that there is no annual fee. Yes the interest rate is high but if you stay within the limit and pay on time they’re totally avoidable. The app makes accessing and managing your account really easy. I also really trust Paypal for security. Reviewed on: 7th July 2026

Easy to use and convenient!

Easy to use and convenient! Credit options are always good! Reviewed on: 7th July 2026

Never had a problem with Pay Pal.

Never had a problem with pay Pal. Always been there when needed and good advice always. Reviewed on: 7th July 2026

PayPal and my sewing machine story

The are swift in offering their services . I was able to buy my sewing machine Reviewed on: 7th July 2026

I have always used PayPal credit because it’s easy t...

I have always used PayPal credit because it’s easy to track, easy to use and everything is just seamless. Reviewed on: 7th July 2026

User friendly and prompt .

User friendly and prompt . I have recommended to my friends. Reviewed on: 7th July 2026

i love paypal its give me option to buy things with...

i love paypal its give me option to buy things with confidence and know any issues the paypal team are there for you Reviewed on: 7th July 2026

Excellent best credit I’ve used , app is very easy t...

Excellent best credit I’ve used , app is very easy to use and easy to view Reviewed on: 7th July 2026

Excellent service and easy to use.

Excellent service and easy to use. Reviewed on: 7th July 2026

It's fine

Been using PayPal for years for online payments & it's be fine so I got the debit card. That's ok too Reviewed on: 7th July 2026

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