Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178505)

Easy to shop, pretty forward and clear communication...

5
Easy to shop, pretty forward and clear communication both seller and customer service. Trustful and good app. Reviewed on: 7th July 2026

Best financial tool as a single parent

5
As a single mother of 5 it has been an amazing way of being to able to build and rely on to help improve my life.Being able to budget effeciently and pay only what i could afford while still having peace of mind knowing that birthday gifts and christmas os getting sorted. Reviewed on: 7th July 2026

Good for managing your money

5
Very easy to use and good easy of paying over time Reviewed on: 7th July 2026

Simple and easy to understand.

5
Simple and easy to understand. Super efficient also. Reviewed on: 7th July 2026

Very good service no charges and if items don’t tur...

5
Very good service no charges and if items don’t turn up you get refunded from pay pal Reviewed on: 7th July 2026

Very flexible and easy to use , never had any proble...

5
Very flexible and easy to use , never had any problems , feel safer using PayPal for New Purchases from New Web Sites. Reviewed on: 7th July 2026

Really easy to use and takes the hassle out shoppping

5
Really easy to use and takes the hassle out shoppping Reviewed on: 7th July 2026

Always trust making payment online using PayPal cred...

5
Always trust making payment online using PayPal credit . If I have any issues with the goods I have purchased PayPal have Always helped to resolve the issue, giving me a refund when needed. Reviewed on: 7th July 2026

Paypal Credit is very useful to spread the cost (int...

5
Paypal Credit is very useful to spread the cost (interest free) over 4 monthly payments. Ideal for holidays, etc. Reviewed on: 7th July 2026

Absolutely love pay pal and completely trust them

5
Absolutely love pay pal and completely trust them Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 99271 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3848 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products