Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is very good and reliable.

PayPal is very good and reliable. This has been my main means of payment for goods and services. Reviewed on: 12th May 2024

Really easy to use and can't get enough of it...

Really easy to use and can't get enough of it Reviewed on: 12th May 2024

Give various payment options, some interest free ins...

Give various payment options, some interest free installments. Reviewed on: 12th May 2024

customer service perfect

Easy to use for transactions when you need it , customer service perfect Reviewed on: 12th May 2024

PayPal is the best!

Fantastic to use, easy to navigate, brilliant when any issues arise, good customer service. Reviewed on: 12th May 2024

Average.

Average...average... how many characters you need to finish that survey?!))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))) Reviewed on: 12th May 2024

Amazing Support and easy to use

I’ve never used Credit before my first experience has come from PayPal. I must say they have made it very simple and easy to use. Also great customer service support when needed. Couldn’t be more happier with them. Amazing Reviewed on: 12th May 2024

PayPal credit has enabled me to take some chances on...

PayPal credit has enabled me to take some chances on activities I would have previously missed out on due to funding. Reviewed on: 12th May 2024

Easy to use and secure.

Easy to use and secure. app is also easy to navigate Reviewed on: 12th May 2024

Using it for years, convenient, easy to use, fast tr...

Using it for years, convenient, easy to use, fast transactions. Customer service 99% of the time is great. One happy customer Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub