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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Amazing enough...

Easy to use and helps you when you don't have enough money at the moment so you can use credit PayPal o Reviewed on: 12th May 2024

Easy to access and easy to make payments

Easy to access and easy to make payments Reviewed on: 12th May 2024

I've never had any problems with PayPal anything I'v...

I've never had any problems with PayPal anything I've had to phone about customer services have always been very helpful with easy explanations quick responses and very polite Reviewed on: 12th May 2024

The ability to spread purchase costs reasonably whil...

The ability to spread purchase costs reasonably whilst being able to send and receive money is a no brainer Reviewed on: 12th May 2024

Good service, it is helpful.

Good service, it is helpful. Totally recommended Reviewed on: 12th May 2024

Very easy and safe way to pay.

Very easy and safe way to pay. Making credit affordable Reviewed on: 12th May 2024

Never had a problem with PayPal credit, super easy t...

Never had a problem with PayPal credit, super easy to make purchases and make payments, couldn’t recommend more!! Reviewed on: 12th May 2024

PayPal Credit help me with my shopping.

PayPal Credit help me with my shopping. Reviewed on: 12th May 2024

I’ve been using PayPal for many years now, I think a...

I’ve been using PayPal for many years now, I think also the offers available with PayPal credit are excellent. Also I find PayPal a safe way to make payments and an easy way to send money around the world to friends and family. Reviewed on: 12th May 2024

Paypal is quick and easy and safe to use

Paypal is quick and easy and safe to use Reviewed on: 12th May 2024

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