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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Good experience

It has been great always there when it is needed Reviewed on: 12th May 2024

PayPal credit - control your cashflow

PayPal credit has allowed me to buy things but control my cash flow. It’s so easy to use and, importantly, easy to manage. It would be great if it were available in more places Reviewed on: 12th May 2024

For the most part I love PayPal, it is convenient

For the most part I love PayPal, it is convenient, fast and feel secure while using it. PayPal credit fee rate is not my favourite. Reviewed on: 12th May 2024

PayPal credit for every occasion

Used PayPal credit on many occasions would recommend it to everyone Reviewed on: 12th May 2024

I don't have much to say but paypal has been an exc...

I don't have much to say but paypal has been an excellent since I join Reviewed on: 12th May 2024

Paypal always listen its customers.

Paypal always listen its customers. I use PayPal from last 12 years never had any problem.. safe secure platform for online payments, PayPal protect your money. Reviewed on: 12th May 2024

PayPal credit has helped purchase during crucial tim...

PayPal credit has helped purchase during crucial times and gave me time to pay back my debts Reviewed on: 12th May 2024

Easy way to fly ticket when you cut in the people an...

Easy way to fly ticket when you cut in the people and also Airbnb Reviewed on: 12th May 2024

Absolutely amazing idea!

Absolutely amazing idea! I don’t use credit cards and PayPal credit is easy to control and keep an eye on. Reviewed on: 12th May 2024

Very secure to using

I very happy to use paypal, best security and very safe using. Reviewed on: 12th May 2024

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