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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

Paypal credit provides me with a flexible way to pay...

5
Paypal credit provides me with a flexible way to pay for goods. I especially like the 4 month interest free option to spread the cost of a more expensive item and also the low APR over two years. I have also linked a Curve card to my PayPal so I am able to use it In places that would not normally accept Paypal. Would definitely recommend. Reviewed on: 12th May 2024
Chris D's avatar
Chris D

It’s good and helpful but very easy to rack up debt...

4
It’s good and helpful but very easy to rack up debt and get a high monthly payment Reviewed on: 12th May 2024
Adam's avatar
Adam

Works very very well, very handy service

5
Works very well very handy service Reviewed on: 12th May 2024
K d's avatar
K d

Whenever I ring up to pay extra off my existing bala...

5
Whenever I ring up to pay extra off my existing balance the team are efficient and polite. They communicate in a non judgemental tone and have empathy. Reviewed on: 12th May 2024
Ruby Parkin's avatar
Ruby Parkin

Simple and fast.

5
Simple and fast. Gives you a little bit more time without the pressure. Reviewed on: 12th May 2024
Laura T's avatar
Laura T

They are helpful and fair

5
They are helpful and fair and help to deal with disputes and problems Reviewed on: 12th May 2024
Pauline scott's avatar
Pauline scott

It’s so easy to send money to friends and buying thi...

5
It’s so easy to send money to friends and buying things on eBay you are protected Reviewed on: 12th May 2024
Louise P's avatar
Louise P

I'm very happy with PayPal service

5
I'm very happy with PayPal service Reviewed on: 12th May 2024
wojciech ziarno's avatar
wojciech ziarno

PayPal express

5
Was good for me and friendly service. Reviewed on: 12th May 2024
Md Khan's avatar
Md Khan

Easy and reliable service

5
PayPal credit is a very seamless and easy service to use. The experience I have had with PayPal has been nothing but fantastic. They have excellent and responsive customer service and any query I have had has been dealt with quickly. Reviewed on: 12th May 2024
Sophie's avatar
Sophie

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