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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181057)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple to use and used by most online retailers.

Simple to use and used by most online retailers. Reviewed on: 14th July 2026

Difficulties with billing and statements

Statements and billing process requires a high level accountancy knowledge and is not user friendly at all, everything beyond it is simply perfect especially the purchasing and checkout process. Reviewed on: 14th July 2026

great service

I've used paypal for years and never had a single issue. Always a great option for fast, hastle free payments, with minimal effort. The credit is great as it lets you split into 3 equal payments or over a longer time on you own terms. Reviewed on: 14th July 2026

Quick and efficient service

Able to immediately buy a product because application and decision to be accepted for PayPal credit was a very swift process. Terms and conditions were explained in a coherent way. Using the App is use friendly and makes it easier to monitor my account. Overall a very positive experience. Reviewed on: 14th July 2026

Payment options best for me

I have had very positive interactions with PayPal and the different payment options mean I can choose what is best for me. Reviewed on: 14th July 2026

Very self explanatory app to use, and very convenien...

Very self explanatory app to use, and very convenient for purchases Reviewed on: 14th July 2026

Positive experience

Efficient and prompt payment service in my experience Reviewed on: 14th July 2026

Super easy help when buying online.

Super easy help when buying online.I trust their processes to enable me to budget my money.still havent got to grips about using my pp card yet. Reviewed on: 14th July 2026

Excellent provider

Excellent service as long as you pay they leave you alone and don’t keep pestering like these other lender do Reviewed on: 14th July 2026

Web site is very easy to use.

Web site is very easy to use. You can see all your payments and transactions on one page and its simple to drill into the detail if you need to. PayPal Credit is also excellent value as it allows you to spread payments interest free across multiple months, and reminders always relevant. Reviewed on: 14th July 2026

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