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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180916)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is a digital wallet very fast and reliable ea...

5
Paypal is a digital wallet very fast and reliable easy to use. I can send money to my friends internationally as well as locally. 100% recommended. Reviewed on: 7th July 2026

Great customer service.

5
Great customer service. I feel safe when I use paypal all the time Reviewed on: 7th July 2026

Great product simple to use.

5
Great product simple to use. Have recommended to all my friends and family. Easy to pay balance and help if you miss a payment. Used to buy multiple different items including a Garmin watch. Was easy to split the payments. Reviewed on: 7th July 2026

PayPal look after there customers plenty of extras s...

5
PayPal look after there customers plenty of extras services to use and offers Reviewed on: 7th July 2026

GreTwayto spread the cost of a holiday

5
Great wayto spread the cost of a holiday with the reassurance that everything is covered. Simple to repay and easy to change payments Reviewed on: 7th July 2026

Always reliable and excellent service

5
Always reliable and excellent service Reviewed on: 7th July 2026

Really useful credit

5
Pay pal credit is great for medium stored purchases where I want to spread the payment or put off the payment for a short time. Reviewed on: 7th July 2026

Great service

5
Very easy to set up and use. Plenty of notice given before payment is collected overall a good experience and would definitely use for future purchases. Reviewed on: 7th July 2026

Simple, easy ,pain free

5
Easy to apply and maintain through the app, easy pain free application and a quick decision on limit of credit available to you, and can also able to apply for a card to use alongside the handy app on online and inshore purchases PayPal credit has been invaluable to me , and has saved the day on many occasions, would definitely recommend it to family and friends Reviewed on: 7th July 2026

Excellent service can't fault it

5
Excellent service can't fault it Reviewed on: 7th July 2026

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