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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180920 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180922)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and easy to set up.

Easy to use and easy to set up. Have used it for years with peace of mind. The app is great. Reviewed on: 7th July 2026

I’ve never had any issues with PayPal it works very...

I’ve never had any issues with PayPal it works very well Reviewed on: 7th July 2026

Right there for you

Right there for you just when you need to pay or get paid safe security all the information you need to know about your payments in one complete package Reviewed on: 7th July 2026

great- easy to use and very helpful when you contact...

great- easy to use and very helpful when you contact them. I would recommend to anyone to use this service going forward Reviewed on: 7th July 2026

It’s Okay but need improvement

It’s Okay but needs improvement . I belive it has to be more interconnected with other apps and also karma kinda payment types too Reviewed on: 7th July 2026

Hassle free buddy

Paypal the only organisation where you have zero hassle and 100% comfort with great customer service. Reviewed on: 7th July 2026

So easy to set up .

So easy to set up . Just has to be my go to when I need extra cash Reviewed on: 7th July 2026

I use PayPal for most of my online purchases as its...

I use PayPal for most of my online purchases as its a good safe service. Reviewed on: 7th July 2026

Great, flexible payment options.

Anything over £99 automatically has the option to pay within 4 months at 0%. Great, automatic flexibility. Fees are clear, and it's easy to track what you've spent, and how long you've got left before interest kicks in. Having the option of a physical card means that you can benefit from PayPal credit facilities wherever you go, even if they don't accept PayPal. Added to the PayPal+ facility in conjunction with a PayPal debit card connected to your bank, you can earn points to use against future purchases. FREE MONEY! Reviewed on: 7th July 2026

Use it without hesitation.

Ease of use, competitive rates, pay in 3 and good software. Good customer service on the odd occasion I have had to use. Reviewed on: 7th July 2026

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