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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180926)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Purchases paid through PayPal.

5
All my transactions always go through PayPal without a hitch! Reviewed on: 7th July 2026

Fast transactions.

4
Fast transactions. Good rates. Decent points and rewards Reviewed on: 7th July 2026

I use PayPal regularly, it is straight forward and e...

5
I use PayPal regularly, it is straight forward and easy to use. PayPal credit is a great feature Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. The biggest problem I have is reconciling payments with certain transactions Reviewed on: 7th July 2026

Transactions are pretty hassle free and secured

5
Transactions are pretty hassle free and secured Reviewed on: 7th July 2026

Excellent card

5
Quick and easy to use whenever or wherever you needed to pay something either online or at the shop. The best Reviewed on: 7th July 2026

Always a great option to help spread the cost of a b...

5
Always a great option to help spread the cost of a big purchase online. Giving me the flexibility to choose between 0% over 4 months or low interest over 12,24 or 36 months. Now with the ability to use it via Mastercard it’s a great way to use almost everywhere. Reviewed on: 7th July 2026

My experience has been very good

5
My experience has been very good Reviewed on: 7th July 2026

Good for using, reliable and fast payment

5
Good for using, reliable and fast payment Reviewed on: 7th July 2026

So easy to use and manage - set up and use also very...

5
So easy to use and manage - set up and use also very easy Reviewed on: 7th July 2026

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