Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180928 reviews)

View other PayPal products

4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180928)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good for using, reliable and fast payment

Good for using, reliable and fast payment Reviewed on: 7th July 2026

So easy to use and manage - set up and use also very...

So easy to use and manage - set up and use also very easy Reviewed on: 7th July 2026

Great for if you dont have money to pay in full.

Great for if you dont have money to pay in full. Great at reminders for payments due Reviewed on: 7th July 2026

Pay securely online and in-store with a digital or p...

Pay securely online and in-store with a digital or physical card! Use the PayPal app to manage your monthly repayments, and see your statements, also pay 0% for 4 months on purchases over £100. Reviewed on: 7th July 2026

Very helpful, friendly staff that you can talk to.

Very helpful, friendly staff that you can talk to. Reviewed on: 7th July 2026

PayPal is great, I started it to build my credit sco...

PayPal is great, I started it to build my credit score, and now, is just so practical and safe! Reviewed on: 7th July 2026

Last Night a Pay pal Credit saved my life

PayPal credit has saved my life on a few occasions, the fact you can pay off in 4 month with no interest allows me to purchase things that I'd probably never have the patience to save money up for myself Reviewed on: 7th July 2026

Easy to use and love the pay in 3 option .

Easy to use and love the pay in 3 option . Also im am now earning cashback. Easy at check as all my details are added for delivery. Reviewed on: 7th July 2026

Very useful service and comes handy when a credit is...

Very useful service and comes handy when a credit is required at no extra cost Reviewed on: 7th July 2026

Helps with budgeting

Very easy to use and helps budgeting Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101114 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub