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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179256 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179256)

I very recommended PayPal.

I very recommended PayPal. You pay back exactly what You borrowed no fee on top. Reviewed on: 7th July 2026

Excellent way of payment.

Excellent way of payment. Very reliable and recommendable Reviewed on: 7th July 2026

Very Good Platform to use.

Very Good Platform to use.So far very happy to use it. Reviewed on: 7th July 2026

i find PayPal easy

i find PayPal easy to use ,easy to understand ,easy to manage ,both it and my account.you always know where you stand thanks to statements Reviewed on: 7th July 2026

Easy access to credit

It s easy to access inofrmation and for large orders I have used the facility to great benefit. I use both the pay-in-three and full credit facilites and they have worked fine for me. I like too that I get reminded when the credit period is coming to an end giving me time to pay up! Reviewed on: 7th July 2026

Really great experience overall - super handy to hav...

Really great experience overall - super handy to have when months are on the lean side with their pay in 3 option. Also super helpful having the friends and family pay option. Would recommend Paypal as an option to anyone Reviewed on: 7th July 2026

I love PayPal it’s easy to you .

I love PayPal it’s easy to you . Reviewed on: 7th July 2026

Consistent, simple, informative and secure to boot!

I’ve had a consistently positive experience with PayPal over many, many years. It’s quick, reliable, and gives me confidence when shopping online, knowing there’s an extra layer of protection if anything goes wrong. The app is easy to use, wghen applying for credit it’s so easy to understand what your options are, the impact of your choice and it’s so quick. Payments are seamless, and refunds have always been handled efficiently when I’ve needed them. It’s become one of those services I use without really thinking because it simply works. A trustworthy platform that makes online payments straightforward and secure. Reviewed on: 7th July 2026

The process was quick and easy with no fuss

The process was quick and easy with no fuss Reviewed on: 7th July 2026

Paypal has always been so easy to use and loads of p...

Paypal has always been so easy to use and loads of places accept it. Reviewed on: 7th July 2026

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