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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180928)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve honestly had a good experience with PayPal Credit.

5
I’ve honestly had a good experience with PayPal Credit. I was a bit unsure about using it at first, but it’s turned out to be really handy for bigger purchases. Everything is easy to manage through my PayPal account, and I’ve never had any issues making payments or checking my balance. As long as you pay on time and don’t spend more than you can afford, it’s a really useful option. Reviewed on: 7th July 2026

PayPal - Reliable and Resposible Financial Service.

5
I find the ease of using PayPal Credit the least stressful and most informative financial platform to manouvre. Everything is explained in an understandable clear way. No hidden agenda you get what it says on the preverbial tin! No hoops to jump through because it is made as clear and straightforward as possible. I know through the app, what i have spent and what i have should I need an emergency purchase or just a treat. PayPal lets you know about responsible spending and does not push credit on you rather assist you when needed. Excellent service and experinece. Reviewed on: 7th July 2026

excellent Service

5
Never Had Problem & when called on 1 occasion was very easy & dealt with professionally Reviewed on: 7th July 2026

Its PayPal .

5
It has always been quick and easy to use PayPal and I would highly recommend them. Reviewed on: 7th July 2026

It’s very handy and so easy to work

5
It’s very handy and so easy to work Reviewed on: 7th July 2026

Good solid service.

5
Good solid service. Always inform of upcoming payments. Safe feeling log in steps, makes you feel secure. Reviewed on: 7th July 2026

PayPal Credit - lifesaver at times

5
Always very straightforward using PayPal credit and has been a big help for buying certain things to give me time to cover the cost over a few months. Reviewed on: 7th July 2026

The best credit supplier. period.

5
Had no issues with PayPal unlike some other credit companies (NewDay), PayPal are far more professional in their operation. Reviewed on: 7th July 2026

Always easy to use

5
Always easy to use, got a discount for using the PayPal debit card Reviewed on: 7th July 2026

I had few incidents with my orders where the Supplie...

5
I had few incidents with my orders where the Supplier failed to deliver and failed to respond.I had contact help enquiry with Paypal and the issues has been rezolved without failing,every single time.I received my refund and advice if i need further assistance with my purchases. Paypal also offers credit which is fantastic.Using this service has been a great experience for me and will continue to use it and let my familly and friends know too. Reviewed on: 7th July 2026

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