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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is soo easy to use everywhere and has encoura...

PayPal is soo easy to use everywhere and has encouraged me to make purchases that I would probably not have otherwise. I honestly belive that they have significantly helped the economy keep going during harder times. I find it easy to understand the terms, love being able to manage and see my plans in one place, as well as my subscriptions and the extra level of protection is a no brainer for me. Would highly recommend. Reviewed on: 7th July 2026

Never have a issue with PayPal.

Never have a issue with PayPal. They fast and quick at resolving any problem. Reviewed on: 7th July 2026

I have used PayPal credit to help me with my purchas...

I have used PayPal credit to help me with my purchases, from air tickets to holiday bookings Reviewed on: 7th July 2026

Ease of use and payments made simple

Ease of use and payments made simple Reviewed on: 7th July 2026

Outstanding

Very easy to use, easy to make a payment and feel secure, recommend, i always use as a default payment. Reviewed on: 7th July 2026

Happy days

Never had a problem, they do the best they can if there is any issues Reviewed on: 7th July 2026

Had no problems, easy to use, especially with online...

Had no problems, easy to use, especially with online shopping. Also can use with card or add to digital wallet for shopping. Reviewed on: 7th July 2026

A great way of paying online without passing your ca...

A great way of paying online without passing your card details over to dubious 3rd parties Reviewed on: 7th July 2026

It's my first time ever taking a loan of any kind be...

It's my first time ever taking a loan of any kind because I always thought it will be hectic but PayPal credit made it so easy at my finger tip. Reviewed on: 7th July 2026

Excellent for emergencies.

Excellent for emergencies. Great offers. One of the best of all credit providers. Reviewed on: 7th July 2026

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