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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179546 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179575)

PayPal the smartest way to shop!...

I always use PayPal because it gives me reassurance and I can see exactly what I’m spending,with no problem Reviewed on: 7th July 2026

Always great.

Always great. Quick and reliable. Safe way to oay for online shopping Reviewed on: 7th July 2026

All round happy

PayPal is a very payment method for online purchases, with the aid of pay in three and PayPal credit easy to understand and use Reviewed on: 7th July 2026

The app can be a bit buggy.

The app can be a bit buggy. It won’t set up a DD Reviewed on: 7th July 2026

Very efficient

I have been with PayPal for over 4 years and I can't fault there services, very efficient. Reviewed on: 7th July 2026

I've always found PayPal easy to use, great when nee...

I've always found PayPal easy to use, great when needing to sort out issues in the past with with a purchase. Pay in 3 is good to spread a reasonable cost, and PayPal credit even better for more expensive purchases, with 4 interest free and reasonable interest thereafter with easy payments I can alter when I want to pay a bit more. Good to communicate with and recommend A+ Reviewed on: 7th July 2026

Refund on purchase

I had a refund on a bad purchase return and paypal got me the refund Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Everything is explained well Reviewed on: 7th July 2026

Absolutely brilliant

I have been using paypal for years now & I will never purchase anything online unless I can pay with paypal. I have security in the knowledge that if my order fails I can contact support & they will sort it & if i'm due a refund I get it in full within days. Also my details are safe, no chance of anyone using my account. The app is really easy to use too. I use paypal to purchase online, pay friends & family & I also have a paypal credit card where I can repay whenever I have any spare cash I don't have to wait for the due date, APR is great, low repayment amount. Reviewed on: 7th July 2026

Convenient and Easy to Manage

I've had a good experience with PayPal Credit. It was easy to apply for, and I like that I can spread the cost of purchases over time. The account is simple to manage through PayPal, and payments are straightforward to make. As long as you pay on time and understand the terms, it's a convenient way to manage larger purchases. Overall, I'm satisfied with the service Reviewed on: 7th July 2026

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