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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy way to get a credit.

Toked a credit from PayPal to buy an american fridge for our kitchen. Everything was straight forward and just with a few clicks everything was done. And the best is that I can pay in 4 instalments without interest. Happy days Reviewed on: 11th July 2022

Excellent service

Always happy to help with problems and a fair interest rate. Will always use paypal Reviewed on: 11th July 2022

Paypal credit

Opening credit acc was very easy and decision was made instantly. It’s a convenient way of shopping. Customer service s great. Reviewed on: 11th July 2022

Great service

Convenient service, there when needed at multiple outlets. Easy to understand and user friendly app. Overall excellent Reviewed on: 11th July 2022

Excellent

Really helps me out with spreading the cost over 3 payments Reviewed on: 11th July 2022

Paypal credit is great

Very easy to use and keep track if expenses. The 4 months interest free is an amazing feature. Reviewed on: 11th July 2022

Ideal

Protection buying online guaranteed Reviewed on: 11th July 2022

Fantastic interest-free deals

Flexible repayment options that let's me pay my credit back quicker if I want to. Brilliant interest-free deals that mean that I'm not paying any extra for the things I buy! Reviewed on: 10th July 2022

Best option payment

The best payment option out there at the moment! Reviewed on: 10th July 2022

Excellent idea and service

Excellent idea and service for when you're in a tight spot for cash or emergencies 5 star Reviewed on: 10th July 2022

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