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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

So helpful

5
Love paypal credit as you can spread the costs in by paying in 3 payments or over 4 months for purchases over £99 Reviewed on: 10th July 2022

PayPal credit

5
Hassle free and easy to use service Reviewed on: 10th July 2022

Excellent

5
It has been brilliant, it just needs a card to be used anywhere Reviewed on: 10th July 2022

Amazing credit card

5
I like the credit card limit and service provided by PayPal. Is very safe to use. Reviewed on: 10th July 2022

Easy access for payment

5
Easy to call and get refund. Accessing fir payment and sending money all over the countries us more easy. Giving a reward money by sharing paypal to friends is genuined. Reviewed on: 10th July 2022

Brilliant

5
Always handy to get stuff on credit, when you're waiting for your wages, excellent service Reviewed on: 10th July 2022

Brilliant

5
Amazing app and customer service Reviewed on: 10th July 2022

Brilliant service

5
I’ve been using PayPal for some time now and I am extremely impressed and happy with all services they provide. They are very trustworthy and ready to resolve every issue without delay Reviewed on: 10th July 2022

Easy to pay for large items over time

5
Allows you time to pay for large amounts over four months with no interest charged. Reviewed on: 10th July 2022

Excelent

5
Very help and easy to manage. Superb application. Reviewed on: 10th July 2022

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