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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very good

I use this service for years. It is very usefull and easy to use. Pay in 3 or 4 months 0 interest is the best. Reviewed on: 10th July 2022

Always Dependable

I have been using PayPal for various transactions over the years, both buying and selling. I feel safe knowing that should any transaction go wrong, I can call the customer care helpline and have my issue resolved in minutes by someone helpful and knowledgeable. I have recommended PayPal to my family and friends, and wherever possible I try to use it as a payment method, so I always have peace of mind and a way to redeem my money if I'm unfortunate enough to be the victim of fraud. An excellent service that I couldn't be without. Thank you. Reviewed on: 10th July 2022

Great PayPal Credit

Always the easiest check out experience and fairest interest rates. Reviewed on: 10th July 2022

So easy for my online purchases

There are different ways to purchase, 4 payments interest free and others which can make all the difference when it comes to paying off the purchase. Reviewed on: 10th July 2022

Amazing option!

I would like to recommend the PayPal Credit as an incredible option to all shoppers! Thank you Reviewed on: 10th July 2022

Very helpful and easy to use

Grest product , highly recommend Reviewed on: 10th July 2022

Potentially the best online credit card

Amazing, easy to use would highly recommend. The pay in 3 months option makes spreading cost easy. Reviewed on: 10th July 2022

Affordable credit

It came at the right time with 4 months interest free Reviewed on: 10th July 2022

Not easy to use

The customer service is very prompt and helpful but the result for a service like disrepute issue is one thing that you never want to come across to. Reviewed on: 10th July 2022

Much loved

Have no worries with PayPal. A peace of the mind Reviewed on: 10th July 2022

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