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PayPal: PayPal Credit reviews

4.73
Based on 179,209 reviews, last reviewed 13th Jul 2026
634% increase in 5 star reviews
in the past 90 days
686% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026
Dario V's avatar
Dario V

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026
Abdul A's avatar
Abdul A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179508)

Payment flexibility

5
I really love the flexibility of paypal. Th ability to spread costs over a few months.The statements are clear and I know where I am. I use the direct payment credit option or pay by installments. A great to manage purchases. Reviewed on: 7th July 2026

So far so good

4
Been using Paypal for years seems to work pretty well for me Reviewed on: 7th July 2026

Never had a problem with Pay pal always had good cus...

5
Never had a problem with Pay pal always had good customer service Reviewed on: 7th July 2026

No brainer

5
Simple and quick process. Reasonable rates. Easy to adjust repayments and check balances. Reviewed on: 7th July 2026

Easy and efficient.

4
Easy and efficient. Ease to set up. Reviewed on: 7th July 2026

I love the payment flexibility with pay later or one...

5
I love the payment flexibility with pay later or one in three and the app to monitor your spending and great customer support. Reviewed on: 7th July 2026

Easy application app very good for keeping up to date

5
Easy application app very good for keeping up to date Reviewed on: 7th July 2026

PayPal, the best payment method

5
I always use Paypal as my payment method. It is safe, secure, fast & reliable. Reviewed on: 7th July 2026

Positive customer experience

5
Always had positive experiences with PayPal Reviewed on: 7th July 2026

It's ok I wish the contact information works give me...

4
It's ok I wish the contact information works give me more information so I know it is going to the right person Reviewed on: 7th July 2026

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