Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179655 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (179671)

Little to say, you know what it is and what...

Little to say, you know what it is and what it costs Reviewed on: 7th July 2026

Regularly use Paypal to assist with holiday payments

Regularly use Paypal to assist with holiday payments Reviewed on: 7th July 2026

Since Paypal started credit and card facilities, ver...

Since Paypal started credit and card facilities, very convenient for daily life and easier to manage the finances. Also low interest rates in competitive market. I have used Paypal for more than 20 years loyally and very convenient to send and receive money internationally within seconds. Fantastic pioneering services. Reviewed on: 7th July 2026

PayPal credit Is outstanding.

PayPal credit has been a life saver for me sometimes, especially pay in three where you can split the payments and pay no interest. Reviewed on: 7th July 2026

from first day the service exceeded my expectations...

from first day the service exceeded my expectations the customer service was also great to actually talk to someone Reviewed on: 7th July 2026

Very useful interest free credit

I use PayPal wherever possible to pay for things. I am a massive fan of pay in 3, it makes bigger purchases much more affordable and I use it all the time at Christmas. Also very handy for PayPal credit and for refunds etc Reviewed on: 7th July 2026

Acceptable everywhere and flexible choices to avoid...

Acceptable everywhere and flexible choices to avoid heavy fees. Online or in shops. Reviewed on: 7th July 2026

Great stuff, easy .

Great stuff, easy . Use my pp for all sorts of transactions Reviewed on: 7th July 2026

Paypal is really easy to use and generally customer...

Paypal is really easy to use and generally customer service is good. Fees are high though Reviewed on: 7th July 2026

Easy to use app.

Easy to use app.low interest on pay pal credit.polite and helpful in solving any problems. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3853 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100403 reviews
Credit card
from PayPal 4.70 from 122 reviews
Payments
from PayPal 4.70 from 3854 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub