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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179721)

Great, always there when you need it

5
Great, always there when you need it Reviewed on: 7th July 2026

Excellent service always there when I need it

5
Excellent service always there when I need it Reviewed on: 7th July 2026

PayPal has always been good and easy to use.

5
PayPal has always been good and easy to use. Im always wary of giving my personal information out. With PayPal I don’t have to do that which is very reassuring Reviewed on: 7th July 2026

I have used PayPal several times to pay for services...

5
I have used PayPal several times to pay for services , either linked to my bank account or pay pal credit with 0% interest. In addition i pay my second phone sim only bill via paypal Reviewed on: 7th July 2026

excellent service

5
very helpful and user friendly. whenever ive had an issue it is quickly sorted and fixed. Reviewed on: 7th July 2026

Paypal has proved a great tool for all purchases.

4
Overall, PayPal has proved a great tool for all major and minor purchases. Their interest-free payments are great if you can pay within the specified 4 months. It feels so easy to use and manage, so I now use it instead of my cards. Reviewed on: 7th July 2026

Easy, no hassle, credit provider, with a very good i...

4
Easy, no hassle, credit provider, with a very good initial no interest offer on purchases made with it. They communicate regularly with better ways to reduce interest paid. Reviewed on: 7th July 2026

Great Support

5
So easy to use and support always prompt and available Reviewed on: 7th July 2026

Seamless and rapid

5
Always enjoyed using PayPal the ease of it and seamless transactions between online shopping and paying others. I use it on a weekly basis and wont be stopping anytime soon. Reviewed on: 7th July 2026

Easy and convenient

4
PayPal Credit is simple to use and makes payments more flexible. The process was straightforward and easy to manage. Reviewed on: 7th July 2026

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