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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

They are very informative, helpful and good with re...

5
They are very informative, helpful and good with reminders. Also, very understanding regarding any difficulties one may have. Reviewed on: 14th July 2026

Manage account fully on line, great product , easy t...

5
Manage account fully on line, great product , easy to use. Reviewed on: 14th July 2026

I love used pay pal now day,

4
I have only being using pay pal recently even though I had an account. It’s been extremely easy to use and very convenient to used to purchase when you want to buy something and don’t have the money. Reviewed on: 14th July 2026

Payment flexibility

5
Good range of Payment methods. Safe and secure. Widely available from retailers and easy to access help. Reviewed on: 14th July 2026

It was a great experience using pay pal app

5
It was a great experience using pay pal app Reviewed on: 14th July 2026

Very easy to apply and very helpful

5
Very easy to apply and very helpful Reviewed on: 14th July 2026

Great service

5
This is a reliable and detailed service; using it gives me great financial freedom. I highly recommend it. Reviewed on: 14th July 2026

Easy to do.

4
Easy to do. Quick and simple. Good customer service Reviewed on: 14th July 2026

Lovely people

5
I find the help excellent and the delivery people are brilliant always polite and helpful. Reviewed on: 14th July 2026

The application process was quick and straightforward.

5
The application process was quick and straightforward. Being able to pay extra if in a position to do so it good., Reviewed on: 14th July 2026

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