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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148746)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Amazing experience with the bank, I live how they un...

Amazing experience with the bank, I live how they understand the situation of client and provide them required benefits Reviewed on: 2nd July 2026

Well I had really good experience with PayPal it's b...

Well I had really good experience with PayPal it's been over 10years and I'm still with PayPal... Reviewed on: 2nd July 2026

Trusted short term solution

Easy to set up, easy to manage and pay more if you want. Super secure app Reviewed on: 2nd July 2026

great way of managing finances.

great way of managing finances.I Reviewed on: 2nd July 2026

PayPal for ease of use

Never had a problem using PayPal for purchases. Excellent for giving you the right amount of credit easy to pay using app or online Reviewed on: 2nd July 2026

Easy to apply, great service to cut initial up front...

Easy to apply, great service to cut initial up front costs Reviewed on: 2nd July 2026

Slick and easy Since childhood, always been able to...

Slick and easy Since childhood, always been able to trust Paypal Reviewed on: 2nd July 2026

Why I love paypal.

With paypal being recognised by most major retailers and the card usable where mastercard is accepted, its a very good line of credit to use. The APR is a little high but still very attractive in comparison to other services. Customer service is also very helpful and have so far managed to resolve all issues and explain when I have been confused by something. I also love how secure it is and how quickly security issues or fraudulent payments are resolved. Simple, Secure and extremely convenient. Reviewed on: 2nd July 2026

Convenient and secure

It is a convenient way to purchase and adds an extra layer of protection. Reviewed on: 2nd July 2026

Faultless, always hassle free and easy to use

Faultless, always hassle free and easy to use Reviewed on: 2nd July 2026

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