Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

View other PayPal products

4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180933)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Well worth setting up

I found it simple to use and the payment set up didn’t cause any headaches Reviewed on: 7th July 2026

Used PayPal for years always feel safe shopping via...

Used PayPal for years always feel safe shopping via it customer service is also outstanding Reviewed on: 7th July 2026

Pretty Good

Everything been fine so far. Always room for improvements. Reviewed on: 7th July 2026

I always use PayPal to ensure safety when making pur...

I always use PayPal to ensure safety when making purchases. It reassures me when a vendor offers PayPal as a payment method.i have had disputes in the past which have been handled quickly and efficiently. Reviewed on: 7th July 2026

Easy Check Out.

Easy to select cards, payment deals on check out on stores that support paypal. I like not having to enter payment details on sites and let paypal handle things. Make it more secure. Reviewed on: 7th July 2026

Used PayPal credit a couple of times - pretty painle...

Used PayPal credit a couple of times - pretty painless I use PayPal to pay a bill never an issue Reviewed on: 7th July 2026

Best around

Been with PayPal from the start & never had any issues sending or recieving money very well balanced either their credit too - Very Happy with the customer service always go out their way to help when issues occur 10/10 Reviewed on: 7th July 2026

I’ve never had a problem with pay pal credit so that...

I’ve never had a problem with pay pal credit so that’s good enough for me Reviewed on: 7th July 2026

always shop safe with paypal, never let me down.

always shop safe with paypal, never let me down. Reviewed on: 7th July 2026

Excellent service .

Never had any issues using PayPal . Customer service is easy and the staff always try to rectify any problems . PayPal pay later or credit is a massive help to my day to living Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101129 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub