Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180188 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180289)

Easy simple & convenient

So simple to pay using the virtual card in your PayPal wallet Reviewed on: 7th July 2026

Lemon squeezy

Easy to use and customer focused Reviewed on: 7th July 2026

it was easy to use, and quick aproval.

it was easy to use, and quick aproval. Reviewed on: 7th July 2026

Very good never had any issues since have been using...

Very good never had any issues since have been using it Reviewed on: 7th July 2026

Easy to use, no problems, quick and simple highly re...

Easy to use, no problems, quick and simple highly recommend, Reviewed on: 7th July 2026

Easy and useful, generally a good experience.

Easy and useful, generally a good experience. I have no complaints about my experiences so far. Reviewed on: 7th July 2026

23 years of reliable service

I’ve used PayPal for over 20 years and always had a good experience with the vsrioys offers and products available. Reviewed on: 7th July 2026

Paypal has always been very useful

Paypal has been very useful ever since. I first started with pay in 3 option and later applied for credit. The credit limit is generous and can be used at almost all the retails. Very happy and satisfied. Reviewed on: 7th July 2026

Have found it easy and great to use

Have found it easy and great to use Reviewed on: 7th July 2026

It was easy to arrange, and it's easy to manage.

It was easy to arrange, and it's easy to manage. The value for money is okay. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100738 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3854 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub