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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180395 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180462)

Easier faster better ..

All good ,could make baying from other outlets faster /easier Reviewed on: 7th July 2026

I have always had a great experience with PayPal Credit

I have been using PayPal Credit for years and I have always had a good experience. The online service is excellent and very user friendly and easy to understand. The customer service is also great. All in all I have never had any issues when using PayPal Credit. I find it much better than other credit agencies and services. Reviewed on: 7th July 2026

Excellent as always, good credit, 4 Months interest...

Excellent as always, good credit, 4 Months interest free is good for repayments Reviewed on: 7th July 2026

I have been using PayPal for a very long time..

I have been using PayPal for a very long time and never had an issue and I will continue to do so. Always get things paid with no problem to many diffrent suppliers worldwide. Reviewed on: 7th July 2026

EasyTo use..:

Easy to use, clear customer experience and speedy decision making Reviewed on: 7th July 2026

Great Customer Service

I have always used PayPal for general purchases and also used both pay in 3 and PayPal credit! I have had great customer service whenever I have called with any questions! Reviewed on: 7th July 2026

Satisfied with PayPal credit

I have been using PayPal for 10+ years, I have never been disappointed. Be it to buy, claim a refund, being paid, using PayPal in 3 etc. And my credit helped me acquire things I couldn't afford cash. Customers service has always been good solving issues with some sellers. All in all I am satisfied with PayPal credit. Reviewed on: 7th July 2026

Everything about my experience has been 10/10, no fa...

Everything about my experience has been 10/10, no faults at all Reviewed on: 7th July 2026

PayPal makes sense.

PayPal makes sense. It looks after your money and does not incur fees. It is secure and allows for split payments with no interest. This is particularly good in our current financial situation, meaning people don’t lose out. Reviewed on: 7th July 2026

Simplicity

I love Paypal for quick, easy, secure, purchasing. Particularly pay in 3. Reviewed on: 7th July 2026

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